Fraud Alert for Our Business Customers

We’ve been made aware of a scam affecting several local businesses today.

Fraudsters, posing as representatives of Poca Valley Bank, are contacting customers claiming there has been suspicious online banking activity and are asking them to change their login credentials – THIS IS NOT POCA VALLEY BANK.

Please remember:

Poca Valley Bank will NEVER call and ask for your online banking credentials, passwords, or secure access information.

If you receive a call like this:

  • Do not provide any information
  • Hang up immediately
  • Contact us at 844-782-2651 or stop in your local Poca Valley Bank branch directly to report the incident

We are actively monitoring the situation and appreciate your vigilance in helping protect our community.

FDIC Insured - Backed by the full faith and credit of the U.S. Government

TOLL FREE: 844-782-2651
Purchase Loans

We offer both Secondary Market Fixed-Rate Loans and a full suite of In-House Portfolio Loans,
giving you flexible options tailored to your specific needs.

  • Portfolio ARMs
  • Secondary Market Loans
  • Government-Backed Loans
  • WV Housing Programs

Portfolio ARMs

Home Equity Line of Credit (HELOC) - Poca Valley Bank
Flexible underwriting for unique situations
Refinance Loans - Poca Valley Bank
100% financing available; No PMI
Refinance Loans - Poca Valley Bank
Great for large acreage, log homes, or farms
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We are a leading lender for modulars, doublewides and even singlewides with land.
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Low closing costs

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now

Secondary Market Loans

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Fixed interest rates
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Down payments as low as 3%
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Terms from 10 to 30 years
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Private Mortgage Insurance (PMI) required if over 80% LTV

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now

Government-Backed Loans

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USDA
100% financing for rural areas; ideal for low-to-moderate income borrowers
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FHA
Down payment as low as 3.5%
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VA
100% financing for qualified veterans, active duty, and military reserve members

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now

WV Housing Programs

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Low down payment options
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Closing cost assistance for eligible low-to-moderate income buyers

Contact a Mortgage Originator Today!

All loans are subject to credit approval and underwriting guidelines. Terms and conditions may apply.
Ready to get started?

Apply Now